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CPA in London

Tax planning in London, Ontario

Practical planning to lower your tax bill this year and every year after.

  • Salary and dividend strategy
  • RRSP, TFSA and FHSA optimization
  • Income splitting and TOSI review
A CPA accountant consulting with an Ontario small business owner reviewing financial statements and charts in a modern Toronto office
Aman SharmaTalk to an accountant(647) 527-4970

Tax planning for small business in London

Good tax planning happens before year-end, not after. We look at your income, your business and your goals, then build a plan that reduces tax legally and keeps you ready for what comes next.

Whether you operate a clinic near Victoria Hospital, run a retail shop on Richmond Row, or manage a manufacturing facility in White Oaks or Hyde Park, we ensure your finances stay organized and CRA-compliant.

For business owners, planning often covers owner compensation, corporate structure, holding companies and the lifetime capital gains exemption on qualified small business shares. For individuals, it means using RRSPs, TFSAs, FHSAs and other tools in the right order.

We revisit the plan every year, because tax law, income and goals all change.

What is included in tax planning in London

  • Salary and dividend strategy
  • RRSP, TFSA and FHSA optimization
  • Income splitting and TOSI review
  • Corporate structure and holding company planning
  • Capital gains and exit planning
  • Year-end tax projections

Serving all businesses in London

  • Business owners
  • High-income earners
  • Families planning ahead
  • Owners preparing to sell

Want the full picture? Read more about our tax planning service or see everything we offer in London.

4.9 / 5.0· 148+ Reviews

What people say about working with good accounting

Dr. Priya Sharma

Dr. Priya Sharma

·Dentist·Mississauga

“Incorporating our dental clinic and balancing salary versus dividends used to cause constant stress. goodaccounting reorganized our corporate setup and cut our tax bill significantly — someone always picks up when you call.”

Ben Campbell

Ben Campbell

·Bakery Owner·Toronto

“Managing daily POS sales, food costs, and payroll for 12 staff was overwhelming. goodaccounting synced our Square registers with QuickBooks and handles our quarterly HST filings like clockwork.”

David Kim

David Kim

·General Contractor·Hamilton

“Construction accounting is tricky with holdbacks and T5018 subcontractor slips. Aman's team set up job costing so I know my true margin on every job site, with zero surprise fees.”

Sarah Jenkins

Sarah Jenkins

·Tech Founder·Markham

“When our company grew past $2M, we needed real corporate expertise. goodaccounting prepared bank-ready Notice to Reader statements in two weeks and helped us claim key tax deductions.”

How it works

A simple process from first call to finished work.

  1. 1

    Free consultation

    Tell us about your situation by phone, video or the contact form. We listen first and ask the right questions.

  2. 2

    A clear plan and quote

    You get a plain-language scope of work and a fee quote before anything starts, so there are no surprises.

  3. 3

    We do the work

    We prepare, file and reconcile everything, and you review a clear summary before it goes to the CRA.

  4. 4

    Ongoing support

    Questions in March or September are welcome. We stay available all year, not just at tax time.

Tax planning in London: FAQ

Quick answers to what people ask us most.

Do you offer tax planning in London?

Yes. We provide tax planning to individuals and businesses in London and Southwestern Ontario. You can meet with us by phone or video and share documents securely online. Call (647) 527-4970 to get started.

When should I start tax planning?

Ideally several months before your year-end. Many strategies, such as RRSP contributions, salary and dividend decisions or equipment purchases, need to happen before the period closes.

Is tax planning only for high earners?

No. Even modest incomes benefit from using registered accounts, claiming the right credits and structuring self-employment properly. The savings scale with your situation.

What is TOSI?

Tax on split income is a rule that taxes certain dividends and other income paid to family members at the top rate unless an exclusion applies. It matters when you pay family members through a private corporation.

How much does tax planning cost in London?

Fees depend on the scope and complexity of your situation. After a free consultation we give you a clear quote before any work begins.

Aman Sharma

Speak to Aman Sharma

We reply within one business day.

Aman Sharma

Contact Aman Sharma

CPA Accounting Advisor

Or call us now on (647) 527-4970